Life insurance is rarely thought of and we all make plenty of excuses as to why we don’t need to put it on our to-do list.
It’s Too Expensive – You don’t know unless you call us to discuss. There are many types of life insurance available, and there’s usually something that can fit into your budget.
I’m Single – Even if you are single with no children, you don’t want to burden the person who is going to oversee your estate.
I’m Healthy – That’s the best time to buy life insurance. Health can change quickly and life insurance prices are contingent on good health.
I’m Not Insurable – Due to a health condition you don't think you will qualify. You may be surprised to find out that you are insurable.
I’m Covered Through Work – Life Insurance through your work is a nice benefit, but it is usually limited. And it does not go with you if you change jobs.
As much as we’d all like to think that it will never happen to me, reality is that none of us know what the future holds. Over the past year, I have attended three funerals that varied in age. I wish we all had a crystal ball to prepare us and our families, but we don’t. If you died tomorrow can your family maintain their lifestyle without your income? Can your children go to college? Your family’s future is too important to leave to chance. Life Insurance is not mandatory and it is not for the person who is insured, it is for the family or the people you leave behind. There are so many options that there is no excuse to protect the people you love.